Special offer – available on new junior saver accounts opened between 28th September and 7th November 2026 – info below!

 

Help your child build good money habits for life

It’s never too early to start learning about money. Our junior savers accounts are completely free to open and there are no annual fees.

A Whitehaven, Egremont & District Credit Union Junior Saver account gives children a simple way to start saving, set goals and learn how to look after their money, while giving them a financial head start for the future.

Even saving a small amount regularly can make a difference. More importantly, it helps children develop good money habits that can stay with them as they grow.

Start small. Save regularly. Watch it grow.

 

Why open a Junior Saver account?

Teach your child about saving

Saving money is a skill, and the earlier children start learning it, the better.

A Junior Saver account gives children the opportunity to see their savings build up over time and understand that putting a little money away regularly can help them reach a goal.

Whether they are saving for something they really want, a special occasion or simply building up their savings, it’s a practical way to start conversations about money.

 

Help them learn to set goals

Saving is much more meaningful when there is something to save for.

Encourage your child to choose a goal and watch their savings grow towards it. It can help them understand the difference between wanting something now and planning ahead to afford it later.

Set a goal. Save regularly. Achieve it.

 

Start with a small amount

You don’t need to put away a lot of money to get started.

Saving just a few pounds a month can help children develop the habit of saving regularly. Over time, those small amounts can add up.

The important thing is getting started and making saving part of everyday life.

Save together as a family

Why not open a Whitehaven, Egremont & District Credit Union account for yourself too?

Saving alongside your child can make it a shared family activity and gives you an opportunity to talk about money, saving and financial goals together.

You can show them that saving isn’t just something children do, it’s a useful habit for everyone.

 

Why save with us?

Whitehaven, Egremont & District Credit Union is a not-for-profit community organisation, owned and run for its members.

We’re here to help people across Cumbria save regularly and access affordable finance when they need it.

With WEDCU, your child can become part of a local organisation where saving is about more than just putting money away, it’s about building good financial habits for the future.

 

A Junior Saver is more than a savings account

It’s a chance to help your child learn:

  • 💷 Why saving money matters
  • 🎯 How to set and work towards a goal
  • 📅 The value of saving regularly
  • 🌱 How small amounts can grow over time
  • 🧠 How to make thoughtful decisions about money
  • 👨‍👩‍👧 How families can save together

Give your child a head start with money.

 

Our Junior Saver offer

Save £4 a month and your child could get a £10 bonus

For a limited time, we’re rewarding new Junior Savers as part of exclusive limited offer in conjunction with our partners Stop Loan Sharks.

Open a new Junior Saver account between 28 September and 7 November 2026 and save £4 a month for 3 consecutive months.

The first 50 eligible Junior Saver accounts could receive a £10 bonus paid directly into their credit union account.

Offer terms apply. The offer is limited to the first 50 eligible Junior Saver accounts opened during the promotional period. Three separate monthly saving transactions are required to qualify.

Ready to get your child started?

Opening a Junior Saver is a simple first step towards helping your child develop positive money habits.

Give them a head start. Help them learn to save. Help them watch their money grow.

 

Open a junior saver account here.

 

Or get in touch with WEDCU to find out more:

Whitehaven, Egremont & District Credit Union
24 James Street, Whitehaven, Cumbria, CA28 7HZ
Telephone: 01946 66755
Email: info@wedcu.co.uk
Visit: wedcu.co.uk

 

* Terms and conditions apply. Birth certificate required to open. Savings account required (min £5). Authorized by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Firm reference 213589. Bonus money paid into credit union account. Offer limited to first 50 eligible junior accounts opened between 28 September and 7 November 2026 (total 100 accounts). Junior offer: first 50 eligible new Junior Saver accounts opened to save £4 per month for 3 consecutive months to qualify for the £10 bonus. Minimum three separate monthly saving transactions required.