Good Reasons to borrow from Whitehaven, Egremont and District
Credit Union


Whitehaven, Egremont and District
Credit Union will consider loan applications for prudent or provident purposes. Each application is treated with the utmost confidentiality and will be considered on its merits.



Savings as shares with Whitehaven, Egremont and District
Credit Union are a better way to save. With Whitehaven, Egremont and District
Credit Union you are not just another customer but a member with a say in the operation of the Credit Union.



Loan Protection Insurance is the insurance cover Whitehaven, Egremont and District
Credit Union provides on the lives of its borrowing members. This insurance is provided by the the credit union at no direct cost to the members.



Cash Payments

We have resumed cash payments in our Whitehaven office – anyone who needs to make a cash payment into their account can do so between 10am and 12pm, Monday to Friday.

For the safety of staff and members, a ‘one in one out’ system is currently in place, and we would urge that you only visit the office where absolutely necessary. Where possible, we would prefer members to make payment via bank transfer or standing order.

We appreciate your patience and understanding at this difficult time.

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Covid-19 Update

We are currently in the office Monday – Friday, between 10am and 2pm, for anyone who needs to access their account. In order to protect Credit Union members and staff, we are only allowing one customer in the office at a time, and are also unable to take cash payments until further notice. If you can’t get to the office, you can access our service by phone (01946 66755) or email ( Stay safe!

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Key Worker Support Loans

We are launching a new loan product specifically targeted towards essential key workers: NHS staff, shop workers, delivery drivers, care workers etc.

The new loan is designed to support those NHS workers and other key essential staff who face unexpected costs or who can’t afford essentials during Covid-19, at a reduced interest rate.

An example of this would be an employee who needs a loan to fix a broken car, or to buy a bicycle to get them to work every day, or even extra food for their families. People currently essential working should be able to do their jobs without having to worry about managing unexpected strain on their finances at this very difficult time.

Example of a Key Worker Loan: £200 instant loan, payable over 12 months – £18 per month, interest charged £10.75, APR 9.9%. *Please note, higher loan amounts are available.*

Other loan products are on offer – for anyone who is struggling, please do not hesitate to contact us and we will endeavour to help you as best we can.

The Credit Union has also made membership FREE during the current crisis, and is currently helping existing borrowers who are suffering financially. 
Please contact via email: for further info.

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