Services

Good Reasons to borrow from Whitehaven, Egremont and District
Credit Union




Loans

Whitehaven, Egremont and District
Credit Union will consider loan applications for prudent or provident purposes. Each application is treated with the utmost confidentiality and will be considered on its merits.

 




Savings

Savings as shares with Whitehaven, Egremont and District
Credit Union are a better way to save. With Whitehaven, Egremont and District
Credit Union you are not just another customer but a member with a say in the operation of the Credit Union.

 




Insurance

Loan Protection Insurance is the insurance cover Whitehaven, Egremont and District
Credit Union provides on the lives of its borrowing members. This insurance is provided by the the credit union at no direct cost to the members.

 

NEWS

Key Worker Support Loans

We are launching a new loan product specifically targeted towards essential key workers: NHS staff, shop workers, delivery drivers, care workers etc.

The new loan is designed to support those NHS workers and other key essential staff who face unexpected costs or who can’t afford essentials during Covid-19, at a reduced interest rate.

An example of this would be an employee who needs a loan to fix a broken car, or to buy a bicycle to get them to work every day, or even extra food for their families. People currently essential working should be able to do their jobs without having to worry about managing unexpected strain on their finances at this very difficult time.

Example of a Key Worker Loan: £200 instant loan, payable over 12 months – £18 per month, interest charged £10.75, APR 9.9%. *Please note, higher loan amounts are available.*

Other loan products are on offer – for anyone who is struggling, please do not hesitate to contact us and we will endeavour to help you as best we can.

The Credit Union has also made membership FREE during the current crisis, and is currently helping existing borrowers who are suffering financially. 
Please contact via email: info@wedcu.co.uk for further info.

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Covid-19

You may have concerns about how the recent Coronavirus/Covid-19 situation could affect you and your money.

Credit Union (Whitehaven office) is ‘business as usual’, open Monday – Friday, from 10am until 2pm. However, we do have limited resources, so we may have to reduce access if advised to. Your money is still safe and share withdrawals, deposits, and loan applications will continue as usual.

Unfortunately, we are having to scale back operations at our outreach collection points in order to keep our volunteers safe. This means there will be no collections at Distington, Egremont or Millom until further notice. If you usually use one of these collections points, you can still pay money in to us via standing order or bank transfers. If you need a withdrawal or loan you can contact us via email (info@wedcu.co.uk), and forms can be downloaded on our website – www.wedcu.co.uk

School collections will also be postponed as of 18th March 2020 until further notice.

If you think that you may be struggling with loan repayments due to the Coronavirus situation, then please let us know. We will be as helpful as we can.

Contact us if you have any concerns at all. Phone 01946 66755. Email info@wedcu.co.uk

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Dividend

Following our AGM, we are delighted to announce a dividend of 0.75%, which will be added to accounts in March.

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